IRS LT11 Notice in Naperville – What It Means and How to Protect Yourself

An LT11 notice from the IRS is not something to take lightly. This letter signals that the IRS is preparing to take serious collection action against you, such as levying your bank account or garnishing your wages. Understanding the implications of the LT11 and knowing how to respond is crucial to protecting your assets and financial stability.

If you need immediate priority assistance, call Taxx Resolution NOW at (331) 215-7663.

What Is the LT11 Notice?

The LT11 is a Final Notice of Intent to Levy and Notice of Your Right to a Hearing. It means that the IRS is planning to seize your property or income to satisfy an unpaid tax debt. This notice is one of the last warnings before the IRS takes aggressive collection actions.

Why Did You Receive an LT11 Notice?

You likely received this notice because:

• You have an outstanding tax debt that remains unpaid despite previous notices.
• The IRS has determined that you have not responded or made arrangements to resolve the debt.
• The IRS intends to levy your wages, bank accounts, Social Security benefits, or other assets.

What Should You Do After Receiving an LT11 Notice?

1. Act Immediately – You have 30 days from the date of the notice to respond before the IRS initiates a levy.
2. Request a Collection Due Process (CDP) Hearing – This hearing allows you to dispute the levy or propose alternative resolutions, such as an installment agreement or offer in compromise.
3. Pay the Debt (If Possible) – Paying the balance in full will stop collection actions and additional penalties.
4. Set Up a Payment Plan – If paying in full isn’t an option, you may qualify for a structured payment plan that prevents further enforcement.
5. Seek Professional Help – Tax professionals can negotiate on your behalf and help prevent severe IRS actions. They can also determine if you qualify for hardship status or debt reduction programs.

Consequences of Ignoring an LT11 Notice

If you don’t respond within the 30-day window, the IRS can move forward with levying your assets. This could result in:

• Wage garnishment
• Bank account levies
• Seizure of personal or business assets
• Negative impacts on your credit score

Taxx Resolution Can Help You Fight Back

At Taxx Resolution, we specialize in stopping IRS levies and negotiating favorable resolutions for taxpayers. If you’ve received an LT11 notice, don’t wait until it’s too late. 

Contact us today at (331) 215-7663, and let’s work together to protect your income and assets from aggressive IRS actions.