Tax Relief Savings Calculator
See what the IRS might actually accept to settle your tax debt, in about 60 seconds, with nothing to sign up for.
4.956 Google reviewsYour situation
Nothing you enter here is sent anywhere or stored. Everything is calculated in your browser.
Include penalties and interest if known.
Enter 0 if you are fully filed.
Gross income from all sources.
Housing, utilities, food, transport, insurance.
Home equity, vehicles, savings, retirement.
Estimated result
An installment agreement is likely your strongest option
Estimated Offer in Compromise
$12,800
Potential debt reduction
$22,200
Est. monthly payment plan
$720/mo
Penalty relief range
$5,250 to $10,500
Monthly disposable income used: $800
Why this result
- Your disposable income suggests the IRS would expect full payment over time, so an installment agreement is the more likely path.
Important: This calculator provides an educational estimate only. It is not tax, legal, or financial advice, and it does not create a client relationship. Actual IRS outcomes depend on national and local collection financial standards, asset valuation, compliance history, the collection statute expiration date, and IRS review. Only a licensed representative, meaning an Enrolled Agent, CPA, or tax attorney, can evaluate your eligibility after reviewing your full financial picture and IRS transcripts. Household size of 2 is used for context; final figures depend on IRS allowable expense standards for your county.