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    IRS / State Collection

    Removal of Wage Garnishments

    Stop IRS wage levies that are taking money from your paycheck.

    An IRS wage garnishment is not like a private creditor taking a slice of your check. A private creditor is capped at a percentage. The IRS works in reverse: it takes everything above an exempt amount based on your filing status and dependents, and for most people that exempt amount is far below what their bills require. The garnishment is also continuous, attaching to every paycheck until the debt is resolved or the levy is released.

    The good news: wage levies are very releasable. The IRS garnishes to force a resolution, not because it prefers garnishment, and once a resolution is in place or a hardship is demonstrated, releases happen fast. We have secured releases in days, sometimes the same day, depending on how quickly we can document your situation and reach the right IRS function.

    If you have received a Final Notice of Intent to Levy but the garnishment has not started, you are in the best position you will ever be in. Call before the clock runs.

    Is this your situation?

    • Your employer received an IRS levy notice about your wages
    • Your paycheck already arrived short and you need it stopped now
    • You received a Final Notice of Intent to Levy in the last 30 days
    • The garnishment is leaving you unable to cover rent, food, or medical needs
    • You have unfiled returns and fear a garnishment is coming

    How We Resolve It

    1. 1

      Emergency triage

      Same day, we establish what stage you are at: final notice, levy served, or paycheck already taken, because each has a different fastest path.

    2. 2

      Power of attorney and contact

      Form 2848 gets us direct contact with IRS collections on your behalf, usually the same day we are engaged.

    3. 3

      Document the release grounds

      Hardship numbers, a proposed installment agreement, or appeal rights from the final notice, whichever gets your release fastest.

    4. 4

      Secure and confirm the release

      We push the levy release through to your employer's payroll so the next check is whole.

    5. 5

      Resolve the debt

      A release without a resolution is temporary. We put the underlying agreement or hardship status in place so the garnishment does not come back.

    How much can the IRS actually take?

    More than you think. IRS wage levies leave you only an exempt amount, published annually in IRS tables, based on your filing status and dependents. Everything above it goes to the IRS from every check. For a single filer, the exempt amount often works out to poverty-line take-home pay. This is why IRS garnishments create emergencies in a way credit card judgments do not, and why releasing them quickly is the priority around which everything else is sequenced.

    The 30 day window that changes everything

    Before garnishing wages, the IRS must send a Final Notice of Intent to Levy with hearing rights. From that notice date you generally have 30 days in which a timely hearing request pauses levy action while your case is heard. Taxpayers who act inside that window resolve their debt from a position of protection. Taxpayers who let it lapse resolve it while their paycheck is being taken. Same debt, very different experience. If that letter is in your hands now, the window is open and closing.

    How We Help

    • Same day engagement on active garnishments
    • Direct line to IRS collections through power of attorney
    • Hardship, agreement, and appeal paths run in parallel for the fastest release
    • Employer payroll follow-through so the release actually lands
    • The underlying debt resolved so the levy stays gone

    Frequently Asked Questions

    The IRS is not limited to a percentage. It takes everything above an exempt amount set by tables based on your filing status and dependents, and the levy repeats every payday. For most wage earners that means the majority of the check is reachable.

    Get a resolution or protection in place: an installment agreement, currently not collectible hardship status, a pending offer, or a timely hearing request if you are within the notice window. Releases can move in days once the right grounds are documented to the right IRS function.

    The sequence is visible in your notices: balance due letters escalate to a Final Notice of Intent to Levy with hearing rights, which is the legal doorway to garnishment. If that notice has arrived, garnishment is authorized once the window lapses. Transcript monitoring also shows enforcement posture before letters arrive.

    Entering a resolution generally gets the levy released, but the release must reach your employer's payroll department to affect your check. We push that last mile through so the next check is whole, not the one three pay periods from now.

    Not lawfully in the normal course. The Final Notice of Intent to Levy with appeal rights must come first, though it may have gone to an old address. If a garnishment truly arrived without notice, that itself matters for your case, and we raise it.

    Get Help Now

    Speak with a licensed tax professional about your removal of wage garnishments case. Book a no-obligation tax resolution case evaluation.

    (331) 215-7663Book a No-Obligation Tax Resolution Case Evaluation
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